Products & Services

KGS Insurance Services offers a complete line of insurance and financial products and services ranging from life and disability income to group life and health insurance. These products and services are designed to provide solutions to your personal and business financial needs, including:

Individual Insurance Employee Benefits Human Resource Services
  • Individual Dental
  • Individual Disability
  • Individual Health
  • Individual Life Insurance
  • Individual Long Term Care
  • Group Health
  • Group Dental
  • Group Life
  • Group Vision
  • Group Short Term Disability
  • Group Long Term Disability
  • Group Long Term Care
  • Health Spending Accounts (HSA)
  • Health Reimbursement Accounts (HRA)
  • Flexible Spending Accounts (FSA)
  • Voluntary Benefits
  • Benefit Consulting Services
  • Flexible Benefits
  • Payroll Services
  • Retirement Planning
  • Employee Handbooks
  • HR Consulting Services
  • HR360 Client Module
  • Section 125
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